Flinko vs Bexio
Bexio is the default Swiss SME accounting tool — over 80'000 companies, deep fiduciary ecosystem, mature bookkeeping. Flinko doesn't try to out-account it. It covers the operational money core and adds the daily job management a service business actually lives in. Here's the honest picture.
| Flinko | Bexio | |
|---|---|---|
| Made for | Service businesses: jobs, site, team, clients — money included | Swiss SMEs doing their books: invoicing, accounting, payroll |
| Swiss invoicing | Swiss QR-bill, VAT 8.1%, automatic payment reminders (Mahnung 1–3), bank import camt.053 with auto-matching | Best-in-class: QR, VAT, bank reconciliation, e-banking integrations |
| Full accounting & payroll | Operational money + fiduciary export; no ledger, no payroll | Yes — incl. Swissdec payroll; the fiduciary ecosystem is Bexio's moat |
| Job management in the field | Site diary, photos with markup, defects pinned on the floor plan, dispatch board, GPS timesheets | Light projects and time tracking; no site diary, defects or dispatch |
| Client portal & e-signature | Client portal with online signature of quotes and online card payment | Not advertised on their website |
| Online booking | Online self-booking for studio niches (salon, fitness, courses…) | Not advertised on their website |
| AI | AI assistant answering from your own data; quote drafts, receipt scan (incl. QR payload) | Announced features around document reading; no assistant on your data advertised |
| Languages | 18 interface languages; client-facing quotes and invoices in DE/FR/IT/EN | DE / FR / IT / EN |
| Pricing model | Flat CHF 19 / 39 / 79 per month with 1 / 5 / 15 seats included, every feature in every plan, 14 days free | Packages from ~CHF 45 to 129/month plus paid add-ons (their website, Aug 2026) |
| Hosting & data | Hosted in EU data centres (Frankfurt); nDSG-compliant — Switzerland recognises EU data protection as adequate. Row-level tenant isolation in the database | Swiss hosting |
Where Bexio is stronger
- Accounting depth: full ledger, Swissdec payroll, certified processes
- The fiduciary ecosystem — thousands of accountants work in Bexio daily
- Maturity and integrations built over a decade
Where Flinko is stronger
- Everything after the quote is accepted: dispatch, site diary, photos, defects, GPS timesheets — Bexio's ops layer is thin
- Client flow: portal with signature, online booking, card payment
- Price: CHF 39 flat for 5 seats vs. packages plus add-ons
- Modern, mobile-first UX in 18 languages
Frequently asked questions
Can Flinko replace Bexio?+
For the operational side — quotes, QR invoices, dunning, bank matching, expenses — yes. For full double-entry books and payroll, no: many businesses run Flinko day-to-day and hand the fiduciary a year-end export, or keep Bexio purely for the closing.
My fiduciary works in Bexio — is that a problem?+
No. Flinko produces a clean year-end export (CSV incl. currency column) your fiduciary can import or book from. You keep the daily work in one fast tool; the fiduciary keeps their workflow.
When is Bexio the better choice?+
If you need certified payroll and a full ledger in-house, or your processes are built around Bexio's fiduciary ecosystem, staying is reasonable. Flinko's case begins where your day is jobs and sites, not bookings and ledgers.
All statements about third-party products reflect their public websites as of August 2026 and may have changed. Trademarks belong to their owners; the comparison reflects our understanding and is not endorsed by the vendors. Found an error? Tell us and we'll fix it.
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